System and method for securing transactions in a contact...

Registers – Systems controlled by data bearing records – Credit or identification card systems

Reexamination Certificate

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Details

C235S379000, C705S039000, C705S064000

Reexamination Certificate

active

10902614

ABSTRACT:
A system and method for protecting confidential user information employed in an electronic transaction. The system and method provide for associating an expiration time/time period, use or other use-limiting authorization indicator with a credit card or other user information to be transferred to a user information recipient, in conjunction with a product/service payment or other business transaction with a hosted contact center. Embodiments of the invention further provide for forming a limited-use indicator, such as a use-limiting token, by associating a transaction agent indicator and a use-limiting indicator with the user information, and for verifying a limited use indicator received from a contact center agent and determining according to such indicator, in addition to any ordinary verification that might also be conducted, whether the use limitation has been met and whether the transaction should be authorized in accordance with the use limitation.

REFERENCES:
patent: 6163771 (2000-12-01), Walker et al.
patent: 6339766 (2002-01-01), Gephart
patent: 6636833 (2003-10-01), Flitcroft et al.
patent: 6980969 (2005-12-01), Tuchler et al.
patent: 7107242 (2006-09-01), Vasil et al.
patent: 7136835 (2006-11-01), Flitcroft et al.
patent: WO 02/054656 (2002-07-01), None
TechTarget., “VoIP: Secure Electronic Transaction”, Copyright Jun. 7, 2002, 4 pages.

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