Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Health care management
Reexamination Certificate
2007-07-17
2007-07-17
Gort, Elaine (Department: 3627)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Health care management
C705S026640
Reexamination Certificate
active
09927296
ABSTRACT:
A method and apparatus for combining a credit card account with a medical services or insurance account. A client establishes a credit card account and links the credit card account to an insurance policy or medical services account. The client uses the credit card and generates rebates used to offset the cost of the insurance policy or make payments into the medical services account. The form of the rebate depends on the type of insurance policy or medical services account selected by the client. An interactive Web site is provided for creation, coordination, and monitoring of the linked credit card accounts and insurance policies. A client uses the interactive Web site to explore different insurance policies and the effects of using credit card rebates to offset the price of an insurance policy. The interactive Web site also provides services for the client to maintain and monitor the linked accounts.
REFERENCES:
patent: 5025372 (1991-06-01), Burton et al.
patent: 5301105 (1994-04-01), Cummings, Jr.
patent: 5705798 (1998-01-01), Tarbox
patent: 5787404 (1998-07-01), Fernandez-Holmann
patent: 5806045 (1998-09-01), Biorge et al.
patent: 5850217 (1998-12-01), Cole
patent: 5884271 (1999-03-01), Pitroda
patent: 5930759 (1999-07-01), Moore et al.
patent: 5945653 (1999-08-01), Walker et al.
patent: 5970478 (1999-10-01), Walker et al.
patent: 5970480 (1999-10-01), Kalina
patent: 6105865 (2000-08-01), Hardesty
patent: 6108641 (2000-08-01), Kenna et al.
patent: 6151586 (2000-11-01), Brown
patent: 6222914 (2001-04-01), McMullin
patent: 6386444 (2002-05-01), Sullivan
patent: 2001/0014868 (2001-08-01), Herz et al.
patent: 2002/0029157 (2002-03-01), Marchosky
patent: 2002/0111832 (2002-08-01), Judge
IDX Takes the Lead in Healthcare Billing; Integrated Software Simplifies Patient Payments; PR Newswire, Feb. 18, 1997; Newswire Association, Inc..
Shop—The Card You Pick Can Save You Money; The Federal Reserve Board, Nov. 3, 1999; pp. 1-6.
The Profitability of Credit Card Operations of Depository Institutions; The Federal Reserve Board; Jun. 1999, pp. 1-8.
GMcard.com; May 2000; 2 pages; obtained from archive.org.
“IDX Takes the Lead in Healthcare Billing; Integrated Software Simplifies Patient Payments,” PR Newswire, 2 pages, Feb. 18, 1997.
“Phar-Mor and Personalmd.com Form Strategic Partnership to Provide Phar-Mor Customers with Online Access to Personalized Medical Records,” PersonalMD Press Release, www.personalmd.com/press19—article.shtml, 3 Pages, Sep. 27, 1999.
“Personalmd.com and Healthaxis.com Partner to Offer Consumers Online Medical Records and Insurance Services,” PersonalMD press Release, www.personalmd.com/press30—article.shtml, 4 Pages, Dec. 13, 1999.
“Personalmd.com and HealthAllies.com Partner to Offer Consomers Greater Control of Their Personal Health and Medical Bills,” PersonalMD Press Release, www.personalmd.com/press26—article.shtml<http://www.personalmd.com/press26—article.shtml, 4 Pages, Jan. 4, 2000.
“Channelhealth Announces Availability of Web Portal to Link Physicians and Patients,” ChannelHealth Press Release, http://ask.idx.com/corporateweb/press.nsf/, 2 Pages, Apr. 10, 2000.
International Preliminary Examination Report from the corresponding PCT Application No. PCT/US02/09156; May 23, 2003, 4 Pages.
Patent No. EP0717381, synopsis of patent application entitled System and Method for Processing Customized financial transaction card; publication date Jun. 19, 1996.
Patent No. 6,098,881; abstract of patent entitled Magnetic Stripe Card Verification System, date unknown.
Lucas, Copyright 1998 Faulkner & Gray article entitled “Credit Card Management”; Load Date: May 8, 1998
Ezpreapproval.com article entitled “Credit Cards That Offer Rewards” (date unknown).
Bankrate.com article entitled “Credit card bill promotions are good deals—for the issuer, not you” dated Feb. 7, 2000.
On-line article re “Halliburton Employees' Federal Credit Union” re various VISA cards. (date unknown).
Christie Parker & Hale, LLP.
Gort Elaine
LandOfFree
Computerized system for combining insurance company and... does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Computerized system for combining insurance company and..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Computerized system for combining insurance company and... will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-3773139