Delivery of financial services to remote devices

Details Delivery of financial services to remote devices Delivery of financial services to remote devices

2007-07-24

2007-07-24

Ingberg, Todd (Department: 2193)

Data processing: software development, installation, and managem

Software program development tool

C717S102000, C717S108000, C717S117000, C717S118000, C705S035000

Reexamination Certificate

active

09323210

ABSTRACT:
A financial institution can provide financial services to a plurality of remote devices, such as personal computers, personal data assistants, screen phones, automatic teller machines, external service providers, and internally to staff terminals and individual branches. By separating the components of the system into independent components, the system and method can be developed and tested on a component level rather than the entire system level, thereby reducing the development and maintenance cycle time. The system and method operate in sessions and can employ a dialog component for gathering information from a customer, a rule broker component for providing answers to the various legal and regulatory rules in a particular country, a language man component for selecting appropriate language, a transaction executor component for performing transactions, and a presentation manager component for formatting outputs to the customer.

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