Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2006-02-14
2006-02-14
Bashore, Alain L. (Department: 1762)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S035000, C705S039000, C455S406000, C379S111000
Reexamination Certificate
active
06999944
ABSTRACT:
According to the invention, a method and apparatus are disclosed for a dynamic communications service bank card billing system for authorizing and billing communications services using a bank card financial network. The communications service bank card billing system receive events from communications services and equipment providing such services. If a received event corresponds to a request for initiating a communications service, the event is tariffed and taxed, and a pre-authorization and hold request is made to the associated customer account number. If the communications service receives a service authorization or denial indication, the communications service bank card billing system provides such indication indicative of the successful or non-successful pre-authorization and hold request. Alternatively, if a received event corresponds to a request to charge a customer account, the event is tariffed and taxed, and a forced post request is made to the associated customer account number over the bank card financial network if no pre-authorization preceded the forced post request. Otherwise, a pre-authorization completion is formatted and sent. Additionally, a representation of the content of the event is stored by the communications service bank card billing system for accumulating communications service charges during a billing period. At the end of the billing period, the communications services charges can be summarized and evaluated whether a credit or a surcharge is required. Such an account adjustment or a credit is then made via a forced post request to the associated customer bank card account number over the bank card financial network.
REFERENCES:
patent: 4979207 (1990-12-01), Baum et al.
patent: 5659601 (1997-08-01), Cheslog
patent: 5675636 (1997-10-01), Gray
patent: 5844972 (1998-12-01), Jagadish et al.
patent: 5991749 (1999-11-01), Morrill, Jr.
patent: 6081791 (2000-06-01), Clark
patent: 6141328 (2000-10-01), Nabkel et al.
patent: 6160874 (2000-12-01), Dickerman et al.
patent: 6167250 (2000-12-01), Rahman et al.
patent: 6198915 (2001-03-01), McGregor et al.
patent: 6201956 (2001-03-01), Tehan
patent: 6222914 (2001-04-01), McMullin
patent: 6295292 (2001-09-01), Voit et al.
patent: 6310873 (2001-10-01), Rainis et al.
patent: 6327578 (2001-12-01), Linehan
patent: 6377938 (2002-04-01), Block et al.
Bashore Alain L.
Sprint Communications Company L.P.
LandOfFree
Method and apparatus for authorizing and billing... does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Method and apparatus for authorizing and billing..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Method and apparatus for authorizing and billing... will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-3703586