Transaction authorization system and method

Details Transaction authorization system and method Transaction authorization system and method

2006-04-04

2006-04-04

Frech, Karl D. (Department: 2876)

Registers

Systems controlled by data bearing records

Credit or identification card systems

C705S035000, C705S041000

Reexamination Certificate

active

07021532

ABSTRACT:
The present invention includes a system and method for authorizing billing files at a substantially real-time batch authorization rate. The invention comprises a poller configured for queuing billing transaction files in real-time. In one embodiment, the invention uses advanced logic to split transactions into multiple subsets and it uses a plurality of different sized data streams to facilitate processing transactions. A card authorization system is used to process the transaction subsets. The card authorization may have one or more sockets to facilitate processing different-sized data streams. In another embodiment, the invention uses a merger to reconstruct the subsets into a billing transaction file.

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