Methods and systems for user media interoperability

Registers – Systems controlled by data bearing records

Reexamination Certificate

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C713S172000

Reexamination Certificate

active

06986458

ABSTRACT:
Systems and methods are provided for multi-application user media such as smart cards that can be used by users to obtain related benefits. Multiple applications of one type such as transportation may be implemented on user media from a standard or reference of that application type. Hierarchical networks and data structures may be provided in implementing user media. User media may include application identifiers, associated data groups, and data structures that are associated with the data groups. An application may be configured by different originators differently based on sets of defined data groups and/or data structures from which the originator may select in implementing the application. Multiple applications of different types such as financial, health, transportation, etc. may be configured on user media to provide related services.

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