Registers – Systems controlled by data bearing records – Banking systems
Reexamination Certificate
2005-06-21
2005-06-21
St Cyr, Daniel (Department: 2876)
Registers
Systems controlled by data bearing records
Banking systems
C235S382000
Reexamination Certificate
active
06908031
ABSTRACT:
Systems and methods for performing financial transfers. In some instances, the methods include providing a staged transaction system that includes at least two stages. Quotes are accessed for the first and for the second stage of the transaction. One quote associated with a stage of the transaction is selected and used to consummate the financial transfer. Other methods include marketing financial transfer transactions. Such marketing can include providing a flexible rating mechanism; monitoring a financial transaction market; and fixing a rate based at least in part on monitoring the financial transaction market where the flexible rating mechanism provides access to the fixed rate.
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Seifert Dean A.
Stoutenburg Earney E.
First Data Corporation
St Cyr Daniel
Townsend and Townsend / and Crew LLP
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