Registers – Systems controlled by data bearing records – Banking systems
Reexamination Certificate
2000-03-07
2003-01-28
Frech, Karl D. (Department: 2876)
Registers
Systems controlled by data bearing records
Banking systems
C235S380000, C235S381000, C235S375000, C235S492000, C380S029000, C380S029000
Reexamination Certificate
active
06510986
ABSTRACT:
BACKGROUND OF THE INVENTION
1. Field of the Invention
The present invention relates to a transaction record storing device for electronically recording the contents of transactions carried out in an automatic transaction machine installed in a bank or the like, and further relates to a transaction machine provided with functions of such a transaction record storing device.
2. Description of the Related Art
When a transaction such as deposit, withdrawal or transfer is performed in an automatic transaction machine such as an automatic tellers machine installed in a bank or the like, the contents of the performed transaction should be recorded as journal data (machine operation record data).
It was stipulated in a former law that the following conditions should be satisfied with respect to recordation of journal data:
To print on a paper medium an operation record in an automatic tellers machine.
To keep the printed paper medium for a predetermined time.
Therefore, every time a transaction occurs in an automatic tellers machine having a configuration as shown in
FIG. 10
, data indicative of the contents of the transaction is transferred from a control section
100
to a journal printer
450
where the transaction contents and an emboss image of a card used in the transaction are printed on journal paper P, and the printed journal paper P is preserved for a predetermined time in a bank or the like.
FIG. 11
is a block diagram for explaining an operation of the control section
100
. The control section
100
comprises a communication control section
531
, a transaction control section
501
and a journal data control section
541
. The journal data control section
541
receives center information from the communication control section
531
, transaction information such as a transaction time, a transaction item and a transaction amount from the transaction control section
501
, and emboss image data on the surface of a card from a card unit
430
, and edits them as journal data. Then, the journal data control section
541
confirms setting of the journal paper P via a paper runout detecting section (not shown) of the journal printer
450
, and transfers the journal data to the journal printer
450
where the journal data is printed on the journal paper P.
According to the foregoing conventional technique, however, since the journal data should be printed on the journal paper P, when the journal paper P runs out, the machine is stopped in operation or the journal data control section
541
transfers the journal data to an external storage device such as a hard disk drive
810
for temporary storage therein until a new roll of journal paper P is supplemented. In the latter case, when the journal paper P is supplemented, the temporarily stored journal data is returned to the journal data control section
541
which then transfers the journal data to the journal printer
450
for printing on the journal paper P. When the printing is finished, the journal data stored in the external storage device is deleted.
Due to the foregoing constraint on the preserving manner of the journal data, the following problems have been raised:
As described above, the journal data is recorded and preserved on the paper medium. Thus, the journal printer
450
as well as the journal paper P are provided in the automatic tellers machine. Due to the sizes of the journal paper P and the machine, the number of printable transaction cases without supplementing the journal paper P can not be increased so much. Specifically, the number of printable transaction cases is about 2,000 per roll of the journal paper P and the machine has a space for only about two rolls of the journal paper P. Thus, if transactions are active, it is necessary that a clerk in charge manually supplements and recovers the journal paper P at frequent intervals.
Since the size of the journal paper P is large while the number of printable transaction cases per roll is not so large, an extensive space is required for keeping rolls of the journal paper P.
When the journal printer
450
is a thermal printer, the printed contents may become illegible due to aged deterioration.
When the journal data is temporarily stored in an external storage device such as the hard disk drive
810
, if the external storage device is subjected to failure, the journal data is lost and can not be restored.
In consideration of the foregoing problems, the law has been revised to allow journal data to be preserved as electronic data. Still in this case, the following conditions should be satisfied:
<Guarantee of Truth>
To make it possible to confirm a record of alteration, such as correction, deletion or addition, of data.
To keep a document about a history of computer processing (e.g. description as to when, where and how writing of data was performed).
<Guarantee of Visibility>
To install an output device such as a display or a printer so that electronic data is visible.
To make it possible to retrieve data by setting a condition.
SUMMARY OF THE INVENTION
Therefore, it is an object of the present invention to provide a technique which can particularly satisfy the condition of the truth guarantee for preserving journal data as electronic data.
It is another object of the present invention to provide a technique wherein a delay in storage speed caused by a property of a storage medium used for storing electronic journal data is prevented from affecting reception of sequentially generated electronic journal data.
It is another object of the present invention to provide a technique wherein even if storage of electronic journal data into a storage medium fails, the storage of the journal data can be ensured.
It is another object of the present invention to provide a technique which allows, while writing electronic journal data, reception of new electronic journal data so as to prevent stoppage of a transaction machine.
It is another object of the present invention to provide a technique which can enhance safety of data storage by preventing received new electronic journal data from being lost, particularly in an arrangement wherein while writing electronic journal data, reception of new electronic journal data is allowed.
According to one aspect of the present invention, there is provided a transaction record storing device comprising a section for loading therein one of a first storage medium whose stored data is unalterable and a second storage medium which keeps its data alteration record, and for storing electronic journal data including at least transaction contents into the one of the first and second storage mediums.
Using such a first or second storage medium as a storage medium for the electronic journal data, a guarantee of the truth is ensured with respect to the electronic journal data stored therein. As such a storage medium, a CD-R or the like may be used.
It may be arranged that the first storage medium is an exchangeable storage medium into which the electronic journal data is written in a disk-at-once manner. Since the electronic journal data is written in the disk-at-once manner, the electronic journal data stored in the storage medium is unalterable.
It may be arranged that the second storage medium is an exchangeable storage medium into which new data is writable while stored data remains unchanged therein. In this case, the data may be written into the storage medium in a track-at-once or packet-write manner.
It may be arranged that given management data for identifying the one of the first and second storage mediums is recorded in advance as a header thereof. In this arrangement, the given data (e.g. serial number) which can be used for management of the storage medium is recorded in advance, such as upon production of the storage medium, as a header (e.g. volume label) of the storage medium. Thus, when the header includes such data not used for the medium management or when a plurality of headers having the same contents exist, it is known that an unfair practice has occurred. Accordingly, by managing the headers of the storage me
Akutsu Kazuhiro
Awatsu Kiyotaka
Fujitani Takashi
Gotoh Toru
Tashiro Shigeaki
Frech Karl D.
Fujitsu Limited
Staas & Halsey , LLP
Walsh Daniel
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