Method and apparatus for estimating the spend capacity of...

Details Method and apparatus for estimating the spend capacity of... Method and apparatus for estimating the spend capacity of...

2011-08-02

2011-08-02

Colbert, Ella (Department: 3694)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Finance

C705S014270

Reexamination Certificate

active

07991666

ABSTRACT:
Time series consumer spending data, point-in-time balance information, internal customer financial data and consumer panel information provides input to a model for consumer spend behavior on plastic instruments or other financial accounts, from which approximations of spending ability may be reliably identified and utilized to promote additional consumer spending.

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International Search Report and Written Opinion for Int'l Appln. No. PCT/US07/25964

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