Negotiable instruments and systems and processing same

Details Negotiable instruments and systems and processing same Negotiable instruments and systems and processing same

2011-01-04

2011-01-04

Hess, Daniel A (Department: 2876)

Registers

Systems controlled by data bearing records

Banking systems

C235S380000, C705S042000

Reexamination Certificate

active

07861923

ABSTRACT:
There is provided a check with additional data capture capability that in conjunction with a linked transaction card provides substantially complete coverage for card holders to conduct transactions with merchants for the payment of goods and services. The additional data capture capability enabling generation of a card statement with detailed information regarding purchases and expenditures of both check transactions and card transactions to thereby permit a card holder to accurately track, monitor, describe, and reconcile all transactions in a statement period. The check comprises first and second data entry location for identification and descriptive information about a financial transaction, account holder name adjacent to a drawer signature field and check limit adjacent to a written check amount field, as well as other check information and entry fields, including routing, account and check reference number, date, payee designation, numeric check amount and account holder and financial institution information.

REFERENCES:
patent: 4321672 (1982-03-01), Braun et al.
patent: 5093787 (1992-03-01), Simmons
patent: 5121945 (1992-06-01), Thomson et al.
patent: 5324077 (1994-06-01), Kessler et al.
patent: 5393963 (1995-02-01), Thomas et al.
patent: 5433483 (1995-07-01), Yu
patent: 5630073 (1997-05-01), Nolan
patent: 5740271 (1998-04-01), Kunkler et al.
patent: D396487 (1998-07-01), Kunkler
patent: D396488 (1998-07-01), Kunkler
patent: 5783808 (1998-07-01), Josephson
patent: 5798508 (1998-08-01), Walker et al.
patent: 5812989 (1998-09-01), Witt et al.
patent: 5857079 (1999-01-01), Claus et al.
patent: 5870725 (1999-02-01), Bellinger et al.
patent: 5882041 (1999-03-01), Schara
patent: 5917931 (1999-06-01), Kunkler
patent: 5930778 (1999-07-01), Geer
patent: 6006204 (1999-12-01), Malcolm
patent: 6126203 (2000-10-01), Dwork et al.
patent: 6128602 (2000-10-01), Northington et al.
patent: 6353811 (2002-03-01), Weissman
patent: 2001/0037299 (2001-11-01), Nichols et al.
patent: 2001/0042785 (2001-11-01), Walker et al.
patent: 2002/0026416 (2002-02-01), Provinse
patent: 2002/0077978 (2002-06-01), O'Leary et al.
patent: 2002/0088849 (2002-07-01), Nichols et al.
patent: 2002/0147668 (2002-10-01), Smith et al.
patent: 2003/0033252 (2003-02-01), Buttridge et al.
patent: 2003/0074288 (2003-04-01), Quine
patent: 2003/0083967 (2003-05-01), Fleming
patent: 2003/0126011 (2003-07-01), Bryman et al.

Affiliated with

Also associated with

Rating

Negotiable instruments and systems and processing same does not yet have a rating. At this time, there are no reviews or comments for this patent.

If you have personal experience with Negotiable instruments and systems and processing same, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Negotiable instruments and systems and processing same will most certainly appreciate the feedback.

Rate now

Comments { 0 }

Profile ID: LFUS-PAI-O-2699601