Registers – Systems controlled by data bearing records – Banking systems
Reexamination Certificate
2011-07-19
2011-07-19
Lee, Michael G (Department: 2876)
Registers
Systems controlled by data bearing records
Banking systems
C705S043000, C705S044000
Reexamination Certificate
active
07980464
ABSTRACT:
Systems and methods are provided for protecting against bank card fraud and related crimes by providing a distress/fraud trigger at bank card machines, such as automated teller machines and point-of-sale terminals. The trigger initiates certain heightened-security processes designed to stop the crime, control damage, and help apprehend the criminal. For example, in one embodiment, the trigger involves the cardholder inputting a “panic” personal identification code into the bank card machine. The panic personal identification code indicates to a party involved in the bank card transaction that a fraudulent transaction may be taking place. The heightened-security processes may include, for example, displaying that the bank card machine is out-of-order, dispensing money with a GPS tracking device, requesting additional identification steps, instituting delay tactics, notifying on-site personnel, or forwarding audio or video information from the bank card machine to a bank's command center in real time or near real time.
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Byrd Timothy B.
Clark Rhonna J.
Lin Chuan Bin
Sarris Helen
Shnowske Daniel P.
Bank of America Corporation
Ellis Suezu
Lee Michael G
Moore & Van Allen PLLC
Springs Michael A.
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