Electronic money system and transaction method using the same

Details Electronic money system and transaction method using the same Electronic money system and transaction method using the same

2011-03-08

2011-03-08

Franklin, Jamara A (Department: 2876)

Registers

Systems controlled by data bearing records

Credit or identification card systems

C235S375000, C705S017000, C705S039000, C705S041000

Reexamination Certificate

active

07900825

ABSTRACT:
An electronic money system and an electronic money terminal used therein which facilitate and promote the transaction by card representing cash. A user carries out a transaction by using an information card storing data representing monetary value, and in a case where the balance on the card is insufficient, the balance due is charged to a designated account or paid by loan. The user of the information card is able to carry out a transaction solely by information card even when the balance stored in the information card is insufficient.

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Japanese Office Action issued Dec. 25, 2008 for corresponding Japanese Application No. 11-097962.

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