Registers – Systems controlled by data bearing records – Credit or identification card systems
Reexamination Certificate
2011-06-07
2011-06-07
Le, Thien M. (Department: 2887)
Registers
Systems controlled by data bearing records
Credit or identification card systems
C340S005850, C705S072000
Reexamination Certificate
active
07954704
ABSTRACT:
Implementations of the present invention provide systems, methods, and apparatus for stopping unauthorized transactions before they are processed, as well as for creating and using one or more sub-accounts. For example, a debit or credit account can be activated or deactivated at will through various spend control mechanisms, which can be limited by specified time periods, numbers of transactions, and/or monetary amounts. Further implementations also relate to using a unique 6-digit identification number (or biometric information) that is known only to the account granting institution and the primary account owner for the various types of activation/deactivation.
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Gephart Brian R.
Redford Darrell
Le Thien M.
Marshall Christle I
Sterne Kessler Goldstein & Fox PLLC
Transsec Data Limited Liability Compnay
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