Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2011-02-22
2011-02-22
Colbert, Ella (Department: 3694)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C235S380000, C235S381000, C235S382000, C235S382500
Reexamination Certificate
active
07895120
ABSTRACT:
The present invention relates to a method and apparatus for issuing and redeeming a gift certificate drawn on a credit card or other financial account. The present invention includes a first aspect directed to a merchant card authorization terminal and a second aspect directed to a credit card issuer central controller. According to the first aspect, a method for redeeming a gift certificate drawn on a financial account is disclosed including the steps of receiving a gift certificate for payment of an identified value, transmitting a request for authorization to a central server, receiving an authorization signal, representing an indication that redemption of the gift certificate is authorized, from said central server and receiving a payment from the account issuer based on said identified value. A system is also disclosed for implementing the methods in all aspects of the present invention.
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Jindal Sanjay K.
Jorasch James A.
Lech Robert R.
Tedesco Daniel E.
Walker Jay S.
Colbert Ella
Downs Michael D.
Fincham Downs LLC
Walker Digital, LLC
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