Methods and apparatus for providing a prepaid, remote memory tra

Telephonic communications – Audio message storage – retrieval – or synthesis – Message management

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379144, 379357, 705408, H04M 164

Patent

active

059237341

ABSTRACT:
An improved distributed system for effectuating commercial transactions by a consumer is provided. The system includes a service provider network or host system which comprises an account database of prepaid accounts and an audio library containing audio indicia or sound bites. A prepaid instrument is issued to a consumer for providing access to the service provider network, the audio library, and the account database. The prepaid instrument has two sides. On one side of the instrument is a visual indicia such as a photograph, drawing, picture, or other image. On the other side of the instrument is a telephone number for accessing the host system and the audio library containing audio indicia that relates to the visual indicia on the prepaid instrument, and a predetermined authorization code that allows access to the account database. While connected to the service provider network, audio indicia relating to the visual indicia on the prepaid instrument is suitably communicated to the consumer at appropriate times or intervals.

REFERENCES:
patent: 5251251 (1993-10-01), Barber et al.
patent: 5287603 (1994-02-01), Atkins et al.
patent: 5438615 (1995-08-01), Moen
patent: 5469497 (1995-11-01), Pierce et al.
"Protocall 2000" Issued by Harris on 1995.
Novell's Prepaid Calling Card, Issued by Jack Nadel,Inc. on 1995.

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