Automatic cash transaction system and method

Registers – Systems controlled by data bearing records – Banking systems

Patent

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Details

235454, 902 8, 902 40, G06F 1530

Patent

active

050102389

ABSTRACT:
An automatic cash transaction system having a plurality of automated teller machines and a supervisory center for supervising the automated teller machines, wherein cash transactions are performed using an identification card storing at least an index representative of the number of a user's account. Each of the automated teller machine includes a guidance display unit for displaying a guidance such as a transaction operation guidance; an optical information reading unit for taking an image of surface information of an identification card; an operation unit for inputting necessary data for a transaction operation, and designating a particular transaction already performed; a data storing unit for storing for each transaction the surface information of an identification card obtained by the optical information reading unit, and the corresponding transaction information entered by using the identification card; and a controller for reading the surface information of an identification card associated with an already performed transaction information designated by the operation unit to display the surface information on the guidance display unit, and upon a transaction failure sending a current transaction information and the surface information of an identification card to the supervisory center. The supervisory center includes a supervisory display unit for displaying thereon transaction information and identification card surface information sent from the controller. An automatic cash transaction method used in the transaction system includes the steps of optically reading an image of surface information of an identification card; storing for each transaction the surface information and the transaction information entered by using the identification card; searching designated transaction information from past transactions already performed; and reading and displaying the surface information of the identification card associated with the designated transaction information.

REFERENCES:
patent: 4523330 (1985-06-01), Cain
patent: 4555617 (1985-11-01), Brooks et al.
patent: 4580040 (1986-04-01), Granzow et al.
patent: 4761542 (1988-08-01), Kubo et al.
patent: 4864108 (1989-09-01), Hamada et al.

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